Agent Advancement Program
A Clear Path from First Policy to Your Own Agency.
Every stage has explicit requirements, milestones, and compensation. You'll always know what the next step looks like — and what it takes to get there.
The Four Stages
Associate → Senior → Consultant → Broker
Requirements and milestones are the same for everyone. Advancement is earned, documented, and reviewed.
Associate LOA Agent
65% ContractLicense within 30–60 days- Pre-licensing course
- Fingerprinting
- License fee
- E&O coverage
- Continuing education fees
- Complete bootcamp and orientation
- Produce $5,000 annualized premium in your first 90 days
- Maintain 80% persistency
Advance at $20,000 total paid premium + 3 months of active production.
Senior LOA Agent
75% Contract6–18 months typical- Annual E&O coverage
- Ongoing continuing education access
- $7,500+ per month in annualized premium
- Maintain 80% persistency
- Lead at least one team training per quarter
- Mentor one new Associate LOA
Advance at $75,000 total paid premium + demonstrated leadership and a clean compliance record.
Consultant
80% Contract12–24 months typical to Broker- Greater independence in sales approach
- Support for building a personal book of business
- Self-fund E&O, continuing education, and additional licensing
- Consistent production and clean compliance record
Advance at $150,000 total paid premium + a signed broker agreement.
Broker
90% ContractMilestone level- Full autonomy over sales, marketing, and agency development
- May build a downline and override structure
- Self-fund E&O, licensing, and continuing education
- $250,000+ in total paid premium
- At least one active Consultant or LOA under your leadership
Broker is the milestone stage — advancement here is about scaling your own agency.
Optional Path
Agent Broker Track
Agents who demonstrate leadership skills, a taste for independence, and genuine business-development interest can pursue the Agent Broker Track earlier in their journey. This path emphasizes agency building, downline development, and long-term equity in the practice you create.
Eligibility
Advancement Requirements
Every advancement between stages is reviewed against the same criteria — no shortcuts, no politics.
Disclaimer: Contract levels, requirements, and milestones described here are subject to change. Current signed agreements between MyFL and the agent govern in all cases. Nothing on this page is a guarantee of income, promotion, or timing. Advancement depends on individual production, compliance, and business need.
Ready to Start at Stage One?
Apply today and we'll get back to you within 1–2 business days.